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Rates Updated: 06/15/2017

Mortgage Interest Rates

If you are ready to apply now, Contact us for more information or Apply online.

Construction Loan

One-closing Construction Loan - Fixed Rate
TermPointsInterest RateAPR*Payment/$1000
30 Years 0 4.500% 4.66% $5.07
15 Years 0 4.250% 4.53% $7.52

*Annual Percentage Rate

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Fixed Rate Residential Mortgage

30 Years
PointsInterest RateAPR*Payment/$1000
0 4.000% 4.07% $4.77
0.5 3.875% 4.00% $4.70
1 3.750% 3.90% $4.63

*Annual Percentage Rate

20 Years
PointsInterest RateAPR*Payment/$1000
0 3.875% 3.97% $5.99
0.5 3.750% 3.93% $5.93
1 3.625% 3.84% $5.86

*Annual Percentage Rate

15 Years
PointsInterest RateAPR*Payment/$1000
0 3.250% 3.37% $7.03
0.5 3.125% 3.35% $6.97
1 3.000% 3.27% $6.91

*Annual Percentage Rate

Fixed Rate Bi-weekly
TermPointsInterest RateAPR*Payment/$1000
30 Years 0 4.500% 4.57% $2.53
15 Years 0 3.875% 4.00% $3.67

*Annual Percentage Rate

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Land Loan

Fixed Rate Land Loan
TermPointsInterest RateAPR*Payment/$1000
15 Years 1 7.125% 7.43% $9.06

*Annual Percentage Rate

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Seasonal Property

Fixed Rate Seasonal Property
TermPointsInterest RateAPR*Payment/$1000
30 Years 0 5.000% 5.08% $5.37
15 Years 0 4.250% 4.38% $7.52

*Annual Percentage Rate

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Fixed Rate Home Equity

Fixed Rate Home Equity
TermPointsInterest RateAPR*Payment/$1000
15 Years 0 4.500% 4.50% $7.65
10 Years 0 4.000% 4.00% $10.12
5 Years 0 3.750% 3.75% $18.30

*Annual Percentage Rate

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Home Equity Line of Credit

Home Equity Line of Credit
TermPointsInterest RateAPR*
Open End 0 4.250% 4.25% 

*Annual Percentage Rate

The Home Equity Line of credit rate is variable with a maximum APR of 18%.

You must carry insurance on the property that secures the loan.

Other loan programs are available. Please ask a loan officer for details.

Rates are subject to change without notice. Please ask loan officer for the most current rate information.

Kennebec Federal Savings reserves the right to grant loans consistent with Bank policy and practice which may include geographic and other restrictions.

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