ATM / Debit Card Services

Report a Lost or Stolen Card  Find an ATM  Replace Your Debit Card

Enjoy ATM / debit card banking that is easy, convenient, safe, and secure. Discover the benefits of a Debit MasterCard® from KFS. Use your convenient debit card to make ATM withdrawals or make purchases from any merchant who accepts MasterCard.

You’ll appreciate that your card is backed by world-class security.  Whether you use your Debit MasterCard to shop online, by phone, or in a store, every purchase is backed by MasterCard’s Zero Liability Protection, so you’re protected from fraudulent purchases on your card.

Report a Lost or Stolen Card

You should notify us immediately if your debit or ATM card is lost or stolen. During regular business hours, 8:00 a.m. to 4:30 p.m., Monday through Friday, call (888) 249-0606. Before or after business hours, or on weekends and holidays call (800) 472-3272.

Replace Your Debit Card

If your card is lost, stolen or damaged, visit any KFS branch during regular business hours to have a new debit card made in minutes, or call (888)249-0606 to have a new card mailed to you. 


Now you can control your debit card usage and spending—while on the go! The CardValet™ mobile app lets you: turn your debit card on and off,  set transaction limits (amount, geographic location, merchant types), and get alerts when your card is used, based on controls you set. Download the CardValet™ app from App Store or Google Play.  

ATM Locations


70 Main Street
Waterville, Maine
Walk-up ATM available 24/7

11 Washington Street
Waterville, Maine
Drive-up ATM available 24/7


Enjoy FREE ATM transactions at any SUM ATM nationwide with your KFS debit card.

Find an ATM near you

Download your free SUM Mobile ATM Locator ™ app today from the App Store or Google Play.



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